How to Pay Insurance Online with Roojai?

Choose the most convenient payment method to pay for your insurance premium. You can pay insurance online with Roojai by instalments or annually using credit card, debit card, or virtual account. Check out the details below!

How to pay insurance online at Roojai.co.id

What is the meaning of insurance premium payment?

Premium payment is the amount of money – stated in the policy – which the policyholder agrees to pay to the insurance company in order to receive coverage. Enjoy the easy payment process with Roojai by selecting the most convenient method for you.

How to pay insurance online with a credit card?

You can make online insurance payment in a more affordable way by using a credit card (Visa, Mastercard, JCB) with a 12-month installment plan for personal accident insurance and critical illness insurance, and a 6-month installment plan for our car insurance.

Follow this easy steps for credit card payment method:

  1. Choose annual or installment payment in Payment page
  2. Complete your credit card information
  3. Click the “Next” button and receive confirmation of successful payment

How do you pay for an insurance premium with debit card?

Now you can pay insurance premium online with Debit Card option, available for annual payments and instalments:12-month instalment plan for personal accident and critical illness insurance, and 6-month instalment plan for car insurance.

Debit card payment option is applicable for Mandiri and BRI.

Bank Mandiri debit card Bank BRI debit card

Find out how to pay using debit card below:

  1. After you have chosen your insurance plan on the website and reached the payment page, choose "Debit Card”
  2. Choose type of payment: Installment or Full Payment
  3. Click the “Next” button
  4. Roojai will redirect you to a new page to connect your debit card number to our system
  5. Choose your debit card bank
  6. Complete your card information, mobile number registered with the bank, and your active email address
  7. Click the “Process” button
  8. Wait until the system sends an OTP code to your phone number
  9. Enter the OTP code
  10. Click “Verify” button
  11. Double-check your debit card information
  12. Click the “Agree for Account Connection” button
  13. Success page appears

Can I use bank transfer to pay my insurance?

Yes, you can pay for your insurance premium with a bank transfer through a virtual account number. This payment method gives you the opportunity to select whether you want to pay for your insurance premium annually or pay installments. Virtual account payment is available for all of our products.

For additional information for this payment method, please check how to pay with a virtual account through your bank below.

Bank Mandiri debit card

Mandiri Virtual Account

    1. Login to Livin' by Mandiri mobile app.
    2. Select Transfer or Payment.
    3. Enter XENDIT's virtual account code 88908 along with your policy number (for example: 88908123456).
    4. Check the data on screen, if the details are correct, select confirm.
    5. Enter your PIN Livin' by Mandiri mobile app.
    6. Your transaction is complete! Please keep your receipt as payment proof.
    1. Go to Mandiri Online website (https://ibank.bankmandiri.co.id/), username dan password.
    2. Select menu Payment > Multipayment.
    3. Select Service Provider Xendit 88908.
    4. Input Virtual Account number, then click Next.
    5. Check the data on screen. If all details are correct, select Confirm
    6. You are required to approve your payment on Livin' by Mandiri mobile app.
    1. Insert your card and enter your PIN.
    2. Select Payment/Purchase.
    3. Select Others, then select Multipayment.
    4. Input Xendit's code 88908, and choose Correct.
    5. Input your virtual account number, and choose Correct.
    6. Check the data on screen. If correct, press “1” and choose Yes.
    7. Check the data on screen again and choose Yes.
    8. Your transaction is complete! Keep your receipt for proof of payment.

BCA Virtual Account

    1. Insert your card and enter your PIN number.
    2. Select Other Transaction > Transfer > To BCA Virtual Account.
    3. Enter XENDIT's virtual account number 14240 and your policy number (for example : 14240123456).
    4. Make sure your payment detail is correct such as VA code, name, and bill on the confirmation page. If the details are correct select yes.
    5. Your transaction is complete! Please keep your receipt as a proof of your transaction.
    1. Log in to BCA Mobile app.
    2. Select menu m-BCA, and enter access code to m-BCA.
    3. Select m-Transfer > BCA Virtual Account.
    4. You can choose from Daftar Transfer or enter XENDIT's virtual account number 14240 and your policy number (for example : 14240123456).
    5. Make sure your payment detail is correct such as VA code, name, and bill on the confirmation page. If the details are correct select Confirm.
    6. Enter your m-BCA PIN.
    7. Your transaction is complete! Please keep the notification as a proof of your transaction.
    1. Log in to KlikBCA Invidual app (https://ibank.klikbca.com/).
    2. Enter User ID and PIN.
    3. Select Transfer Dana > Transfer to BCA Virtual Account.
    4. Enter XENDIT's virtual account number 14240 and your policy number (for example : 14240123456).
    5. Make sure your payment detail is correct such as VA code, name, and bill on the confirmation page. If the details are correct select Continue.
    6. Input your "keyBCA Response" and click Send.
    7. Your transaction is complete! Print the reference number as proof of your transaction.

BNI Virtual Account

    1. Insert your card and enter PIN number.
    2. Select menu Other > Transfer > Saving Account.
    3. Select Virtual Account Billing.
    4. Enter XENDIT’s virtual account code (8808) and your policy number (for example: 8808123456).
    5. Make sure your payment detail is correct such as VA code, name, and bill on the confirmation page. If the details are correct select Ya.
    6. Transaction complete! Please keep your receipt as a proof of your payment.
    1. Login to your BNI Mobile Banking on your phone.
    2. Enter your User ID and password.
    3. Select Transfer > Virtual Account Billing.
    4. Enter XENDIT’s virtual account code (8808) and your policy number (for example: 8808123456).
    5. Check your payment detail. If the detail is correct, enter your transaction password.
    6. Your transaction is complete! Please keep the notification as a proof of your transaction.
    1. Login to https://ibank.bni.co.id/
    2. Enter your User ID and password.
    3. Select Virtual Account Billing.
    4. Enter XENDIT’s virtual account code (8808) and your policy number (for example: 8808123456).
    5. Choose the type of account you are using to transfer, then select Continue.
    6. Make sure your payment detail is correct such as VA code, name, and bill on the confirmation page. If the details are correct click Continue.
    7. Input the authentication token code.
    8. Your transaction is complete!

Permata Virtual Account

    1. Insert your Permata ATM card & PIN.
    2. On the main menu, select Other Transactions.
    3. Select Payment > Other payments > Virtual Account.
    4. Enter your Xendit Virtual Account number 7293 and your policy number (for example: 7293123456).
    5. The amount to be paid and the account number will appear on the payment confirmation page. If the information is correct, select Correct.
    1. Access your PermataMobile X application and enter your Password.
    2. Select Pay Bills > Virtual Account.
    3. Enter your Xendit Virtual Account number 7293 and your policy number (for example: 7293123456).
    4. Your billing detail will show on the screen.
    5. Choose your source of payment .
    6. Enter SMS token response.
    7. Transaction completed.
    1. Open the PermataNet website.
    2. Enter User ID & Password.
    3. Choose Pembayaran Tagihan > Virtual Account.
    4. Choose your source of payment.
    5. Choose “masukkan daftar tagihan baru”.
    6. Enter your Xendit Virtual Account number 7293 and your policy number (for example: 7293123456).
    7. Check your billing detail.
    8. Enter SMS token response code.
    9. Transaction completed.

BRI Virtual Account

    1. Insert your BRI ATM card and PIN.
    2. Select Other Transaction > Payment > Others > BRIVA.
    3. Enter your Xendit Virtual Account number 13282 and your policy number (for example: 13282123456).
    4. Check your billing details.
    5. If the details are correct, select Yes to process the payment .
    1. Login to the BRI Mobile Banking application.
    2. Select Info > BRIVA.
    3. Enter your Xendit Virtual Account number 13282 and your policy number (for example: 13282123456).
    4. Check your billing details.
    5. If the details are correct, enter BRI Mobile/SMS Banking PIN to process.
    6. You will receive payment notification via SMS .
    1. Login to the BRI Internet Banking page.
    2. Select the Payment menu > BRIVA.
    3. Enter your Xendit Virtual Account number 13282 and your policy number (for example: 13282123456).
    4. Enter BRI Internet Banking password.
    5. Enter BRI Internet Banking mToken .
    6. You will get a payment notification .
    1. Select Mini ATM menu.
    2. Select Payment > BRIVA.
    3. Swipe ATM card.
    4. Enter your Xendit Virtual Account number 13282 and your policy number (for example: 13282123456).
    5. Enter ATM PIN.
    6. Click Next to process payment
    7. Click Yes to print the receipt
    1. Get your BCA VA number.
    2. Insert your card and enter your PIN number or your mBanking PIN number
    3. Select Other Transaction > Transfer > Other Bank.
    4. Select to BCA Bank or input the bank code 014 and payment code (for example: 14240123456).
    5. Enter the amount to be paid.
    6. Check the data on the screen. If the details are correct, complete your transaction.
    1. Get your Mandiri VA number.
    2. Insert your card and enter your PIN number or your mBanking PIN number.
    3. Select Other Transaction > Transfer > Other Bank.
    4. Select to Mandiri Bank or input the bank code 008 and payment code (for example: 88908123456).
    5. Enter the amount to be paid.
    6. Check the data on the screen. If the details are correct, complete your transaction.
    1. Get your BNI VA number.
    2. Insert your card and enter your PIN number or your mBanking PIN number
    3. Select Other Transaction > Transfer > Other Bank.
    4. Select to BNI Bank or input the bank code 009 and payment code (for example: 8808123456).
    5. Enter the amount to be paid.
    6. Check the data on the screen. If the details are correct, complete your transaction.
    1. Get your Permata VA number.
    2. Insert your card and enter your PIN number or your mBanking PIN number
    3. Select the Transfer menu > Transfer to Other Banks.
    4. Select Permata bank or enter PermataBank code 013 and payment code (for example: 7293123456).
    5. Enter the amount to be paid.
    6. Check the data on the screen. If the details are correct, complete your transaction.
    1. Get your VA BRI number.
    2. Insert your card and enter your PIN number or your mBanking PIN number
    3. Select the Transfer menu > Transfer to Other Banks.
    4. Select BRI bank or enter BRI bank code 002 and payment code (for example: 13282123456).
    5. Enter the amount to be paid.
    6. Check the data on the screen. If the details are correct, complete your transaction.

FAQ on How to Pay

Does Roojai provide mobile payment to pay car insurance online?

Yes, Roojai supports mobile payment options for every product including car insurance.

How long does it take for an insurance policy to be activated after payment?

  • For car insurance coverage, after you successfully pay your insurance premium, you need to complete some quick additional information and perform a car inspection online via video call. Your policy will be immediately activated after the car inspection is approved.
  • For health insurance coverage, your policy will be activated once you have paid the premium. But, if you are required to submit proof of income, send it to our email: service@roojai.co.id max. within 14 calendar days.

What if I miss a payment?

You will get reminder messages to complete the payment via email and Whatsapp. You will need to complete the payment within 30 days after your payment is due, otherwise your insurance policy will be canceled automatically.

Can hospital cash plan insurance be paid with an instalment option?

Currently the instalment payment option is not available for hospital cash plan insurance products. Instalment plan is available for our critical illness, personal accident, and car insurance products.

Can I pay off my insurance instalment early?

Currently we don't have an option to pay off instalments in advance, you will need to pay installments according to your schedule (within 12 months for health insurance and 6 months for car insurance).

How to pay car insurance online in instalments?

  • Get a quote and answer a few questions about car and driver’s profiles, and select the benefits
  • Continue to the payment page and select payment option “installment”
  • Click Next to complete the payment

How to pay lower insurance premiums for your insurance policy?

  1. Choose to pay annually - if you have prepared the budget to buy insurance products. By paying annually at Roojai, you can get discounts on certain insurance products.
  2. Choose to pay in instalments - to make insurance premium payment become more affordable.

Definitions

Policyholder

A person or group that has made an agreement with an insurance company that it will provide insurance against particular risks.

Instalment payment

A payment option that includes a series of smaller payments within a specified period of time.

Driver’s profile

A collection of information that describes drivers history, driving experience and qualification.