How to pay your premium

We have a range of convenient online payment methods to suit you as well as an instalment plan to make your premium even more affordable if you need to spread your cost. Make your payment with credit card, debit card, or virtual account bank transfer via Mandiri, BCA, BNI, BRI and Permata.

How to buy an Insurance at Roojai.co.id
How to pay with credit card

Credit card

Visa, Mastercard and JCB is accepted

  • You can link your credit card and choose annual payment or 12 monthly instalment option.
How to pay with credit card

Debit Card

Special for BRI users, the Debit Card service is available to make your payments easier, either for annual payments or 12-month installments.

Find out how to pay using a Debit Card below:

  1. After you have chosen your insurance plan on the Roojai website and reached the payment page, choose “Debit Card”
  2. Choose type of payment: Installment or Full Payment
  3. Click the “Next” button
  4. Roojai will redirect you to a new page to connect your debit card number to our system
  5. Choose your debit card bank
  6. Complete your card information, mobile number registered with the bank, and your active email address
  7. Click the “Process” button
  8. Wait until the system sends an SMS with the OTP code to your phone number
  9. Enter the OTP code
  10. Click the “Verify” button
  11. Double-check your debit card information
  12. Click the “Agree for Account Connection” button
  13. Success page appears
How to pay via virtual account

Bank transfer or virtual account

Payable from all banks

  • You can transfer Mandiri, BCA or BNI virtual accounts and choose annual payment or 12 monthly instalment optionn.

How to pay using virtual account

Please select your bank destination

Mandiri Virtual Account

    1. Login to Livin' by Mandiri mobile app.
    2. Select Transfer or Payment.
    3. Enter XENDIT's virtual account code 88908 along with your policy number (for example: 88908123456).
    4. Check the data on screen, if the details are correct, select confirm.
    5. Enter your PIN Livin' by Mandiri mobile app.
    6. Your transaction is complete! Please keep your receipt as payment proof.
    1. Go to Mandiri Online website (https://ibank.bankmandiri.co.id/), username dan password.
    2. Select menu Payment > Multipayment.
    3. Select Service Provider Xendit 88908.
    4. Input Virtual Account number, then click Next.
    5. Check the data on screen. If all details are correct, select Confirm
    6. You are required to approve your payment on Livin' by Mandiri mobile app.
    1. Insert your card and enter your PIN.
    2. Select Payment/Purchase.
    3. Select Others, then select Multipayment.
    4. Input Xendit's code 88908, and choose Correct.
    5. Input your virtual account number, and choose Correct.
    6. Check the data on screen. If correct, press “1” and choose Yes.
    7. Check the data on screen again and choose Yes.
    8. Your transaction is complete! Keep your receipt for proof of payment.

BCA Virtual Account

    1. Insert your card and enter your PIN number.
    2. Select Other Transaction > Transfer > To BCA Virtual Account.
    3. Enter XENDIT's virtual account number 14240 and your policy number (for example : 14240123456).
    4. Make sure your payment detail is correct such as VA code, name, and bill on the confirmation page. If the details are correct select yes.
    5. Your transaction is complete! Please keep your receipt as a proof of your transaction.
    1. Log in to BCA Mobile app.
    2. Select menu m-BCA, and enter access code to m-BCA.
    3. Select m-Transfer > BCA Virtual Account.
    4. You can choose from Daftar Transfer or enter XENDIT's virtual account number 14240 and your policy number (for example : 14240123456).
    5. Make sure your payment detail is correct such as VA code, name, and bill on the confirmation page. If the details are correct select Confirm.
    6. Enter your m-BCA PIN.
    7. Your transaction is complete! Please keep the notification as a proof of your transaction.
    1. Log in to KlikBCA Invidual app (https://ibank.klikbca.com/).
    2. Enter User ID and PIN.
    3. Select Transfer Dana > Transfer to BCA Virtual Account.
    4. Enter XENDIT's virtual account number 14240 and your policy number (for example : 14240123456).
    5. Make sure your payment detail is correct such as VA code, name, and bill on the confirmation page. If the details are correct select Continue.
    6. Input your "keyBCA Response" and click Send.
    7. Your transaction is complete! Print the reference number as proof of your transaction.

BNI Virtual Account

    1. Insert your card and enter PIN number.
    2. Select menu Other > Transfer > Saving Account.
    3. Select Virtual Account Billing.
    4. Enter XENDIT’s virtual account code (8808) and your policy number (for example: 8808123456).
    5. Make sure your payment detail is correct such as VA code, name, and bill on the confirmation page. If the details are correct select Ya.
    6. Transaction complete! Please keep your receipt as a proof of your payment.
    1. Login to your BNI Mobile Banking on your phone.
    2. Enter your User ID and password.
    3. Select Transfer > Virtual Account Billing.
    4. Enter XENDIT’s virtual account code (8808) and your policy number (for example: 8808123456).
    5. Check your payment detail. If the detail is correct, enter your transaction password.
    6. Your transaction is complete! Please keep the notification as a proof of your transaction.
    1. Login to https://ibank.bni.co.id/
    2. Enter your User ID and password.
    3. Select Virtual Account Billing.
    4. Enter XENDIT’s virtual account code (8808) and your policy number (for example: 8808123456).
    5. Choose the type of account you are using to transfer, then select Continue.
    6. Make sure your payment detail is correct such as VA code, name, and bill on the confirmation page. If the details are correct click Continue.
    7. Input the authentication token code.
    8. Your transaction is complete!

Permata Virtual Account

    1. Insert your Permata ATM card & PIN.
    2. On the main menu, select Other Transactions.
    3. Select Payment > Other payments > Virtual Account.
    4. Enter your Xendit Virtual Account number 7293 and your policy number (for example: 7293123456).
    5. The amount to be paid and the account number will appear on the payment confirmation page. If the information is correct, select Correct.
    1. Access your PermataMobile X application and enter your Password.
    2. Select Pay Bills > Virtual Account.
    3. Enter your Xendit Virtual Account number 7293 and your policy number (for example: 7293123456).
    4. Your billing detail will show on the screen.
    5. Choose your source of payment .
    6. Enter SMS token response.
    7. Transaction completed.
    1. Open the PermataNet website.
    2. Enter User ID & Password.
    3. Choose Pembayaran Tagihan > Virtual Account.
    4. Choose your source of payment.
    5. Choose “masukkan daftar tagihan baru”.
    6. Enter your Xendit Virtual Account number 7293 and your policy number (for example: 7293123456).
    7. Check your billing detail.
    8. Enter SMS token response code.
    9. Transaction completed.

BRI Virtual Account

    1. Insert your BRI ATM card and PIN.
    2. Select Other Transaction > Payment > Others > BRIVA.
    3. Enter your Xendit Virtual Account number 13282 and your policy number (for example: 13282123456).
    4. Check your billing details.
    5. If the details are correct, select Yes to process the payment .
    1. Login to the BRI Mobile Banking application.
    2. Select Info > BRIVA.
    3. Enter your Xendit Virtual Account number 13282 and your policy number (for example: 13282123456).
    4. Check your billing details.
    5. If the details are correct, enter BRI Mobile/SMS Banking PIN to process.
    6. You will receive payment notification via SMS .
    1. Login to the BRI Internet Banking page.
    2. Select the Payment menu > BRIVA.
    3. Enter your Xendit Virtual Account number 13282 and your policy number (for example: 13282123456).
    4. Enter BRI Internet Banking password.
    5. Enter BRI Internet Banking mToken .
    6. You will get a payment notification .
    1. Select Mini ATM menu.
    2. Select Payment > BRIVA.
    3. Swipe ATM card.
    4. Enter your Xendit Virtual Account number 13282 and your policy number (for example: 13282123456).
    5. Enter ATM PIN.
    6. Click Next to process payment
    7. Click Yes to print the receipt
    1. Get your BCA VA number.
    2. Insert your card and enter your PIN number or your mBanking PIN number
    3. Select Other Transaction > Transfer > Other Bank.
    4. Select to BCA Bank or input the bank code 014 and payment code (for example: 14240123456).
    5. Enter the amount to be paid.
    6. Check the data on the screen. If the details are correct, complete your transaction.
    1. Get your Mandiri VA number.
    2. Insert your card and enter your PIN number or your mBanking PIN number.
    3. Select Other Transaction > Transfer > Other Bank.
    4. Select to Mandiri Bank or input the bank code 008 and payment code (for example: 88908123456).
    5. Enter the amount to be paid.
    6. Check the data on the screen. If the details are correct, complete your transaction.
    1. Get your BNI VA number.
    2. Insert your card and enter your PIN number or your mBanking PIN number
    3. Select Other Transaction > Transfer > Other Bank.
    4. Select to BNI Bank or input the bank code 009 and payment code (for example: 8808123456).
    5. Enter the amount to be paid.
    6. Check the data on the screen. If the details are correct, complete your transaction.
    1. Get your Permata VA number.
    2. Insert your card and enter your PIN number or your mBanking PIN number
    3. Select the Transfer menu > Transfer to Other Banks.
    4. Select Permata bank or enter PermataBank code 013 and payment code (for example: 7293123456).
    5. Enter the amount to be paid.
    6. Check the data on the screen. If the details are correct, complete your transaction.
    1. Get your VA BRI number.
    2. Insert your card and enter your PIN number or your mBanking PIN number
    3. Select the Transfer menu > Transfer to Other Banks.
    4. Select BRI bank or enter BRI bank code 002 and payment code (for example: 13282123456).
    5. Enter the amount to be paid.
    6. Check the data on the screen. If the details are correct, complete your transaction.