Customize your own personal accident insurance coverage online that suits your needs, lifestyle, and budget and get 24/7 protection from risk of death, or unexpected medical expenses due to accidents. Premium starting only IDR 33.000 per month.
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Personal accident insurance is a type of coverage designed to provide you support when accidents occur and their associated consequences. Personal accident coverage is a safety net that offers financial assistance when you need it the most. Whether you fall and break your leg, get a cut that needs stitches, or will be hospitalized due to an accident, PA insurance can help to cover some of the expenses.
In case of a severe accident leading to permanent disability, personal accident insurance can also provide compensation. Personal accident policy may offer various levels of coverage and covers different types of accidents, so you have to choose the insurance policy that suits your needs the most, whether it is road accident coverage, car or motorcycle accident coverage, extreme sports activities coverage, and others.
When comparing personal accident insurance and health insurance the main difference lies in the type of coverage insurance policies provide.
Personal Accident insurance provides financial protection for accidental injuries, disabilities, or death. It offers a lump-sum payment or coverage for medical expenses resulting from covered accidents. For example, if you have an accident, such as a fall, a car crash, or a sports injury, personal accident insurance steps in to provide you support. It helps by covering your medical expenses, hospital stays, and may even offer financial assistance as you recover.
On the other hand, health insurance provides coverage for medical expenses resulting from both accidents and illnesses. It can cover expenses such as doctor visits, hospitalization, surgery, prescription drugs, and more, depending on the specific policy. Health insurance is designed to cover a wide range of medical needs and conditions, including pre-existing conditions, critical illnesses, and diseases.
Meanwhile, personal accident insurance usually has limited coverage for accident-related injuries only, PA insurance premiums are more affordable and worth purchasing.
Roojai offers you a variety of personal accident insurance benefits designed to cover your back in case of unforeseen events. Here's what you can expect:
To learn more about our personal accident insurance, we recommend you to see the full details in the terms and conditions of personal accident insurance
Additional coverage insurance or extended coverage insurance refers to extra protection that can be added to your existing insurance policy. The purpose of additional coverage insurance is to give more comprehensive protection against specific risks or situations that may not be included in the basic policy. Just keep in mind that additional options may result in increasing your insurance premium price.
The are several reasons why you will benefit from purchasing your personal accident insurance online with Roojai:
On top of all these benefits, you can easily access and manage your insurance policies 24/7 through the user-friendly MyAccount platform.
You can easily get a Roojai PA insurance policy within minutes by following these five simple steps on how to buy personal accident insurance below:
You will get access to your e-policy via my account. Or if you select to receive a hard copy, the policy document will be sent to your address.
Buying personal accident insurance at Roojai is a hassle-free experience. Save your time and purchase quickly online through a smartphone, computer, or laptop, no complicated requirements, just stay connected to the internet.
In certain cases, our underwriters might require more information to give you the best cost-effective insurance premium. So, you might want to prepare additional documents, such as proof of income or bank statements from the last three months, to smooth and fasten the process.
Roojai offers you advanced payment methods such as:
You can also pay in monthly installments to manage your spending easier with a credit card or virtual account.
Roojai’s personal accident insurance claim is very flexible and can be done in 2 ways:
Simply download and fill out the claim form and attach the required documents. Your claim will be processed immediately. You can check how to claim insurance with Roojai for more detailed information.
Yes, personal accident insurance from Roojai covers risks due to road accidents, including a car accident or having an accident while riding a motorcycle or bicycle (when you choose to add protection against an accident while driving a 2-wheeled vehicle). In addition, this insurance also covers other types of accidents, such as accidents due to being murdered or attacked, and accidents that happened during extreme activities.
Roojai’s personal accident insurance covers extreme sports such as racing: cars or boats, horse racing, cycling, ski racing including jet-ski, skate racing; boxing, parachute jumping (except to save life); boarding or traveling in a hot-air balloon, gliding, bungee jumping, diving (with oxygen tank) and scuba diving (using breathing equipment).
To ensure a smooth and worry-free personal accident insurance claim process and receive high-quality care during challenging times, please seek medical treatment at one of Roojai’s medical clinics or partner hospitals. As soon as an accident happens, you must file a personal accident insurance claim and select one of the available hospital facilities.
Contact Roojai customer center to cancel your personal accident insurance policy via email or telephone. Insurance policies will be canceled after phone confirmation.
Contact Center (quotation, purchase, general inquiries, claims): 021 5089 0822
Email hotline:
for product purchase: contact@roojai.co.id
for general inquiries: service@roojai.co.id
for making an insurance claim: mvclaims@roojai.co.id
Don't hesitate to reach out to us. We're here to provide the support and information you need.
Before buying personal accident insurance, there are 4 things you need to do:
Sum Insured
Is a maximum amount of coverage that will be paid out if the covered event or loss occurs.
Reimbursement
Is a process of refunding expenses or compensation for covered events or insurance claims.
The Insured
Is a person or organization protected against risks or losses by the insurance policy.
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5/5
( 475 reviews )
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