Online Personal Accident Insurance in Indonesia

Personal Accident insurance from Roojai is one of the most comprehensive in Indonesia. Choose among our unique options (e.g. dangerous sports) to suit your budget and lifestyle. Get coverage of up to Rp800 million. Premium starts from only 5 Thousand IDR/month.

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Online Personal Accident Insurance in Indonesia
What are the unique benefits of Personal Accident insurance at Roojai.co.id?

What are the unique benefits of Personal Accident insurance?

Personal Accident is a kind of insurance that provides financial compensation for the long-term health-related consequences of an accident. Regular health insurance normally does not provide this.

  1. Get financial compensation for the loss of income or to cover the cost of medical treatment resulting from an accident.
  2. Get your financial compensation in form of a convenient lump-sum payment and daily cash while hospitalized.
  3. Get additional coverage for accidents resulting from your hobby sports activities and other unique options

Why will Roojai Personal Accident insurance fit your needs?

We offer you a comprehensive and modular Personal Accident insurance on the market with several benefits, such as:

Why will Roojai Personal Accident insurance fit your needs?
  • You can choose one or more among our numerous options.
  • Build your own coverage based on your needs and budget.
  • Roojai offers you additional coverages with several unique options (two wheelers, extreme sport) to fit your lifestyle.
  • Our product is designed to offer high value for money and remain affordable price for everyone.

The Roojai Promise: simple, affordable, and reliable

Getting covered, renewing and claiming is just a matter of a few minutes! Enjoy 24/7 control over your policy and claims with a few clicks on MyAccount on our website. Roojai is 100% online and designed to maximize customer satisfaction. That is why we are rated 4.9/5 by our 120,000 customers in Thailand!

Click the button below to download product's terms and condition

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Personal Accident Insurance FAQs*

*Check the Personal Accident product terms and conditions for complete details.

  1. PT Sompo Insurance Indonesia

  2. The main purpose of Personal Accident insurance is to protect you and your family from the long-term consequences of accidents: death or permanent disability.

  3. You can customize your protection based on your needs:

    • Want to be covered for medical expenses from your accident? Select the Medical Expense coverage option.
    • Does hospitalization mean a loss of income for you or is your current health insurance not sufficient? Choose Daily Cash Benefit while Hospitalized.
    • Want to protect yourself or your family from high funeral costs? Select the Funeral Expenses option.
    • Do you regularly ride a two-wheeler (motorbike or bicycle)? Protect yourself with our optional coverage for Accident while Riding a Two-Wheeler.
    • Want to maximize your safety? Choose the coverage for Accident due to Murdered or Assaulted.
    • Do you enjoy diving, paragliding, etc? Select the coverage option for Accident while doing Extreme Sport.
  4. Extreme Sports refer to racing of all kinds of cars or boat, horse racing, cycling, ski racing including jet-ski, skate racing, boxing, parachute jumping (except for the purpose of life saving), while boarding or travelling in a hot-air balloon, gliding, bungee jumping, diving with oxygen tank and breathing equipment under water(scuba diving).

  5. Our products are the most comprehensive on the market. Please check the terms and conditions of our PA for more details.

  6. The insured must be 1-60 years old (and you can extend it to 65 years old).

    1. Take 30 seconds to answer a few simple questions
      Click get quote and answer a few simple questions with a few clicks to help us offer the best-suited benefits and premium to you. With Roojai you do not have to provide any medical certificates to get covered.
    2. Build your own coverage
      Customize your cover to suit your budget and lifestyle. Roojai offers some of the most comprehensive insurance plans on the market with many options to suit your requirements. You only pay for what you need. If you'd like extra guidance, our advisors will be happy to help.
    3. Choose your payment method and start your coverage
      Choose the most convenient payment method for you: One-time transfer or instalments with credit card, credit card, bank transfer or virtual account. Enjoy immediate access to your policy in MyAccount on our website after you receive our welcome email.
  7. At Roojai getting covered does not require a medical check up - buying our insurance is 100% online. Just make sure you answer our questions truthfully because the information you provide is the basis for your premium and insurance contract. For full details see the product terms and conditions.

  8. Roojai offers you 3 convenient payment methods - choose the one that is best for you. For more details see our "How to Pay" page. The 2 payment options are:

    • Credit card
    • Debit card
    • Bank transfer or Virtual Account
  9. Yes we do, you can split your premium payment into 12 instalments to suit your budget requirements.

  10. Immediately after your purchase. Roojai will send you an e-mail with the link to MyAccount where you can access your e-policy 24/7. If you choose the non e-policy option, we will send the documents to your address within 10 working days. Help us save the environment by choosing an e-policy!

  11. Immediately after your purchase. Roojai will send you an e-mail with the link to MyAccount where you can access your e-policy 24/7. If you choose the non e-policy option, we will send the documents to your address within 10 working days. Help us save the environment by choosing an e-policy!

  12. The beneficiaries are the insured or the heirs of the insured, as specified by the policy holder. Please check the policy details for more information.

  13. Yes, customer or representative of the person or family member must give notice to the insurer within 5 calendar days of the occurance of the accident.

  14. Roojai has simplified the claims process for you. Just download the simple claim form, fill it out and send it together with your medical documents to medicalclaims@roojai.co.id or to our office address. The claims form contains the list of required documents. If additional documents are needed, we will notify you. For more details, see our “How to Claim” page.

  15. The Roojai claims process is easy and fast: Cashless option for medical expense by showing the Care Card to more than 2000 Roojai hospitals network. For reimbursement system, you can submit the claim after being discharged from Roojai network hospitals. We will process your claim after receiving your complete documents through e-mail and to our office address, we* will pay your approved claim within 15 working days. Just make sure to visit one of our partner hospitals to get the best treatment and an easy claim. For more details, see our “How to Claim” page.
    *Roojai on behalf of the insurance company.

  16. For cashless option, Roojai* will pay your medical expense directly to the Roojai network hospital. For reimbursement system, Roojai* will transfer the approved claim amount to your personal bank account within 15 working days from the date we received all required documents. See the full details in product terms and conditions.
    *Roojai on behalf of the insurance company.