Protect yourself with customizable personal accident insurance that fits your lifestyle. Coverage can include 2-wheels (motorcycle or bicycle) as well as extreme sports activities, cashless medical treatment, and a comprehensive network of hospitals and clinics. All starting from IDR 33000/month.
Get quotePersonal accident insurance provides financial protection if you suffer an injury caused by an accident during the policy period. If you experience a covered accident—such as a fall, a road traffic accident, or another incident resulting in injury—the policy can help cover eligible medical expenses in accordance with its terms and conditions. For more serious outcomes, such as permanent disability or accidental death, the policy also provides a lump-sum benefit to the insured person or their beneficiaries based on the selected coverage.
Unlike health insurance, which covers medical expenses resulting from both illnesses and accidents, personal accident insurance only covers risks arising from accidents. Because of its more specific coverage, it can complement your health insurance by providing broader financial protection against unexpected accidents.
Roojai offers you a variety of personal accident insurance benefits. Here's what you can expect:
You also have the flexibility to enhance your protection by selecting additional coverage options such as coverage for accidents that occur while riding a motorcycle or bicycle, accidents resulting from acts of violence such as murder or attacks, and even accident while doing extreme sports.
Additional coverages plan offered by personal accident insurance from Roojai are:
Please note that additional coverage is optional, you can choose them or not. Adding these coverages into your insurance policy will increase your insurance premium.
The following are some of the advantages of the best personal accident insurance from Roojai:
T & C
Specifications
Entry age for primary insured
1 – 60 years
Policy period
1 year
The reviews on this page are submitted directly by Roojai customers and sourced from Google Reviews.
View allHonest review of Roojai's customers
4.5/5
From 143 Google Reviews as of June 2026
General exclusions for personal accident insurance in Roojai include accidents that occur as a direct result of the Insured:
We recommend you to see the full details in the terms and conditions of personal accident insurance.
There are 2 types of claims that you can submit to personal accident insurance in Roojai, namely:
Once your payment is received, within a few minutes, a personal accident insurance policy will be issued. You can access e-policy online at any time via the MyAccount feature. If you also choose a hardcopy policy, we will send the documents to your address within a maximum of 10 working days.
Close to your policy’s expiration date, we will send you an invitation email to renew your insurance policy. This email will contain the current coverage that will be renewed, the renewal price, and a payment button. If you want to renew your personal accident insurance policy, you can just simply click the payment button and proceed to renew.
If you have any questions or need more information regarding the policy renewal process, you can contact our Contact Center 021 30942330 or through WhatsApp (Chat Only) 087867778787.
