How to make an insurance claim?

As an insurtech, Roojai uses state-of-the-art digital technology to make every step of the insurance process easy and fast. After we receive all necessary documents from you, the claim will be processed and, once approved, the eligible amount will be transferred to your bank account. We have also created a list of partner hospitals for you to get the best treatment and a smooth claim process using reimbursement or cashless system. Download our simple claims form below.

How to make an insurance claim at Roojai.co.id
    • Download our simple claims form below and email it to us at medicalclaims@roojai.co.id. Call us at 021 5089 0822 if you need help.
      Call us at 021 5089 0822 if you need help.
    • Attach all necessary medical documents as described in our claims form and send them also to our email and/or our office address.**
  1. I have an accident or get sick

    I have an accident, or I get sick

    Search for hospital on Roojai .co.id website

    I select a hospital within the Roojai network and receive cashless treatment

    Submit claim form & documents

    After I leave the hospital, I submit a claim form & the accompanying documents for HCP

    Roojai checks and approves

    Roojai checks and approves the claim

    Receive payment within 10 working days

    I receive payment within 10 working days after all necessary documents have been completed and received by Roojai, and no further medical verification is required

    1. Get into an accident

      I get an accident

      Search for a Roojai partner hospital

      I select a hospital within the Roojai network and receive cashless treatment

      Show ID & Care Card at hospital

      I show my ID & Care Card at the hospital

      Get cashless treatment

      I receive cashless treatment

    2. Get into an accident

      The insured get into an accident, and is rushed to a network hospital to get first aid and/or treatment

      The Insured or the beneficiary submits claim

      The Insured or the beneficiary submits the claim by sending complete documents*.
      *For more details, click here

      The beneficiary or the insured receives lump sum payment within 15 working days

      Claim successful. The insured or beneficiary receives lump sum payment within 15 working days after all necessary documents have been completed and received by Roojai, and no further medical verification is required

    1. Got mosquito borne disease

      I got mosquito-borne disease*.
      *Malaria, Dengue, Chikungunya, Zika, Yellow Fever

      Search for a Roojai partner hospital

      I select a hospital within the Roojai network and receive cashless treatment

      Show ID & Care Card at hospital

      I show ID & Care Card at hospital

      Get cashless treatment

      I get cashless treatment

    2. diagnosed with critical illness by doctor or medical staff

      The insured got diagnosed with critical illness by doctor or medical specialist*.
      *Cancer, neurological, cardiovascular and kidney failure

      The insured or beneficiary submitting the claim by sending the complete documents

      The insured or beneficiary submitting the claim by sending the complete documents*.
      *For more details, click here

      The beneficiary or the insured receive lump sum payment within 30 working days

      Claim successful. The insured or beneficiary receives lump sum payment within 30 working days after all necessary documents have been completed and received by Roojai, and no further medical verification is required