Buy Insurance with Instalment Plan Option at Roojai

At Roojai, not only can you choose protection seamlessly, but you can also buy insurance in instalments—making premium payments more manageable without disrupting your finances. Enjoy up to 6-month instalments for health insurance and car insurance. Check out the details on instalment payment options below!

Car Insurance Instalments Health Insurance Instalments
Buy Insurance with Instalment Plan Option at Roojai

How does Roojai’s instalment plan work?

Roojai offers flexible instalment options—up to 6 months for health insurance and car insurance. With these plans, you can enjoy full protection without worrying about large upfront premium costs. Best of all, Roojai’s instalment payments come with no extra fees.

How to apply for an instalment payment at Roojai?

  1. Click the “Check Price” button and fill in the form with your name, age, and other details
  2. Choose the insurance plan that suits your needs
  3. Choose instalment or annual payment
  4. Complete the payment using the instalment option
  5. Click “Next”, and you’ll be directed to the successful payment confirmation page

Learn more about how to pay insurance at Roojai!

How to check the remaining instalments Online?

To see the remaining balance of your ongoing insurance instalments, simply follow these steps:

  1. Log in to MyAccount using your email and the OTP sent via WhatsApp.
  2. Click the “Payment” menu to view billing details such as remaining balance, overdue amounts, and payments already made.
  3. Select “Payment Details” to check your next due date and how many instalment payments are still left.

What happens if I miss a monthly insurance payment?

We’ll send you reminders via email or WhatsApp for up to 30 days after the due date. You won’t be charged any penalty fees, and your policy will remain active. However, the policy will be suspended, meaning you won’t be able to file a claim during this period.

If the instalment remains unpaid for more than 30 days, your insurance policy will be automatically canceled or terminated.

What’s the difference between paying insurance in instalments and annually?

The differences between instalment and annual payments are as follows:

  1. Payment Period: Annual payment means paying the full amount for one year upfront, while instalments are spread across several payments within the year.
  2. Total Cost: With Roojai, annual payments cost less because you may get a discount, while instalment payments are slightly higher since you pay the full price without discounts.
  3. Advantages: Annual payments help with long-term financial planning, while instalments offer greater flexibility in managing expenses.
  4. Payment Process: Annual payments require a one-time lump sum, whereas instalments are paid periodically.