Benefits of Buying Electric Car Insurance Online at Roojai

Roojai offers electric car insurance with comprehensive benefits and affordable premiums. Enjoy the convenience of getting protection for your electric vehicle online, only at Roojai!

Best price for annual premium payments

Best price for annual premium payments

Towing/ERA assistance when your EV runs out of power on the road

Towing/ERA assistance when your EV runs out of power on the road

800+ trusted partner garages, including electric vehicle specialists

800+ trusted partner garages, including electric vehicle specialists

Easy car inspection via video call

Easy car inspection via video call

Benefits of Electric Car Insurance from Roojai

Electric Vehicle Battery

Electric Vehicle Battery

Covers damage or loss of the battery from accidents

Out-of-Charge Assistance

Out-of-Charge Assistance

Emergency towing/ERA to the nearest charging station

Partial to Total Damage

Partial to Total Damage

From scratches and dents to severe damage caused by accidents

Theft & Total Loss

Theft & Total Loss

Compensation equal to the electric car’s value in case of theft

Online Claim Process

Online Claim Process

Vehicle inspection and document verification via video call

Repairs at 800+ Partner Workshops Including EV Specialists

Ensures high-quality repairs for electric vehicles

the risks covered by electric car insurance follow the PSAKBI

Types of Electric Car Insurance Policies in Indonesia

Just like conventional car insurance products, there are two types of policies you can choose from—based on your needs and budget.

All Risk Insurance (Comprehensive)
All risk insurance (comprehensive) offers full coverage, including protection for partial damage such as scratches and dents, as well as total damage and loss

Total Loss Only Insurance (TLO)
Total Loss Only (TLO) only covers the risk of total loss and theft, or when the repair cost is above 75% of the insured vehicle’s value.

How to Buy Car Insurance at Roojai

 Pilih manfaat polis dan premi sesuai dengan kebutuhan serta anggaranmu

Click the "Get Quote" button and fill out the form with your name, age, and other information

 Pilih manfaat polis dan premi sesuai dengan kebutuhan serta anggaranmu

Choose your health insurance plan according to your needs

Selesaikan pembyaran secara online

Choose your health insurance plan according to your needs

Lakukan inspeksi mobil secara online

Choose your health insurance plan according to your needs

Polis kamu sudah aktif

Choose your health insurance plan according to your needs

For more information on purchasing car insurance at Roojai, visit our How to Buy Insurance page.

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Honest Reviews from Our Costumers’ Experiences at Roojai.co.id

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sudah baik hanya saja u csny sangat slow respon

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May 17, 2025

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May 06, 2025

Tenaga pemasar (irham) sungguh professional dan pengetahuan product Roojai dengan detail explainasi nya bagus dan to the point.

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December 27, 2024

5/5

DEWIE ANDRIANI PAKERTI

August 22, 2024

Terima kasih Roojai Indonesia , saya jadi bisa melindungi orang tersayang saya , semoga makin sukses dan semakin maju Roojai Indonesia

5/5

Verified customer

July 26, 2024

Lagi mencari-cari asuransi kecelakaan kerja yang bisa dipesan melalui online, dan sepertinya ini yang saya temukan yang benar-benar interaktif dan mudah sekali. Mengesankan sih.

5/5

PURBA KUNCARANINGRAT HADI PUTRA

May 13, 2024

Proses Pendaftaran cepat

5/5

Verified customer

May 11, 2024

Penjelasannya cukup jelas terkait benefit2 yang akan diterima. Agen juga proaktif memberikan masukan2 dan cukup persuasif untuk mendorong saya mengambil program ini.

5/5

ADRYN STEPHANIE HUTABARAT

March 05, 2024

Frequently Asked Questions

What is electric car insurance?

Electric car insurance is a type of car insurance specifically designed for electric vehicles (EVs). Its core function is similar to conventional car insurance—covering repair costs when the insured vehicle is involved in an accident. However, due to the unique components and risks of EVs, the coverage provided by electric car insurance differs in several ways.

Some key reasons why electric cars require insurance include the high cost of repairs, especially for components like batteries and electrical systems that need specialized care and can be very expensive. That’s why having insurance is essential to help cover the costs if an accident happens.

Why is electric car insurance more expensive than conventional car insurance?

Electric car insurance premiums are generally higher because EV components—like batteries and electronic systems—are more expensive than those in conventional cars. Moreover, not all repair shops are equipped to handle EV repairs, which often leads to higher service costs.

What factors affect electric car insurance premiums?

Several factors can influence your electric car insurance premium, including:

  • Vehicle price – The more expensive the EV, the higher the insurance premium.
  • Type of coverage – All Risk insurance has higher premiums than TLO (Total Loss Only) due to broader protection.
  • Vehicle age – Newer EVs typically carry higher premiums than older ones.
  • Claims history – Frequent claims by the owner can lead to increased premiums.
  • Usage location – Regular use in high-risk areas (e.g., prone to accidents or floods) can also increase premiums.

Does an electric car insurance policy also cover damage to the home charging station?

No, Roojai’s electric car insurance only covers components that are damaged as a result of an accident and in accordance with PSAKBI provisions.

Does Roojai partner with electric vehicle specialist garages?

Yes, Roojai works with over 800 partner garages, including those with certified technicians for handling electric and hybrid vehicles. With this extensive and qualified network, EV owners can rest assured their vehicles are repaired by experienced professionals.

Is the EV battery covered under an electric car insurance policy?

Yes, the battery—as the main component of an electric car—is included in the insurance coverage. Damage caused by accidents, fire, floods, or theft is covered (in accordance with PSAKBI provisions). However, damage due to natural wear and tear, overuse, or misuse is excluded from the coverage.

How do I file a claim for electric car insurance?

  1. Understand your policy Check whether you have All Risk or TLO coverage and which risks are covered.
  2. Prepare the required documents:
    • Valid insurance policy
    • Vehicle owner’s ID
    • Vehicle registration (STNK)
    • Police report (in case of accident or theft)
    • Photos of vehicle damage
    • Completed claim form
  3. Choose your claim method:
    • Contact the call center – For direct guidance.
    • Visit the insurance office – Recommended if additional verification is needed.
  4. Wait for verification and approval: An inspection can be done online via video call.
  5. Repair at partner garages: Your EV will be serviced at Roojai’s authorized partner garages.

Check out the full guide to filing a car insurance claim with Roojai!

Get Car Insurance Quote