Roojai’s electric car insurance covers accident-related damage. Get access to 800+ partner garages, including electric vehicle specialists, to ensure top-quality repair claims. Enjoy up to 25% premium discount and Roojai Rewards worth up to Rp2,5 million!
Get Car Insurance QuoteRoojai offers electric car insurance with comprehensive benefits and affordable premiums. Enjoy the convenience of getting protection for your electric vehicle online, only at Roojai!
Best price for annual premium payments
Towing/ERA assistance when your EV runs out of power on the road
800+ trusted partner garages, including electric vehicle specialists
Easy car inspection via video call
the risks covered by electric car insurance follow the PSAKBI
Just like conventional car insurance products, there are two types of policies you can choose from—based on your needs and budget.
All Risk Insurance (Comprehensive)
All risk insurance (comprehensive) offers full coverage, including protection for partial damage such as scratches and dents, as well as total damage and loss
Total Loss Only Insurance (TLO)
Total Loss Only (TLO) only covers the risk of total loss and theft, or when the repair cost is above 75% of the insured vehicle’s value.
For more information on purchasing car insurance at Roojai, visit our How to Buy Insurance page.
Electric car insurance is a type of car insurance specifically designed for electric vehicles (EVs). Its core function is similar to conventional car insurance—covering repair costs when the insured vehicle is involved in an accident. However, due to the unique components and risks of EVs, the coverage provided by electric car insurance differs in several ways.
Some key reasons why electric cars require insurance include the high cost of repairs, especially for components like batteries and electrical systems that need specialized care and can be very expensive. That’s why having insurance is essential to help cover the costs if an accident happens.
Electric car insurance premiums are generally higher because EV components—like batteries and electronic systems—are more expensive than those in conventional cars. Moreover, not all repair shops are equipped to handle EV repairs, which often leads to higher service costs.
Several factors can influence your electric car insurance premium, including:
No, Roojai’s electric car insurance only covers components that are damaged as a result of an accident and in accordance with PSAKBI provisions.
Yes, Roojai works with over 800 partner garages, including those with certified technicians for handling electric and hybrid vehicles. With this extensive and qualified network, EV owners can rest assured their vehicles are repaired by experienced professionals.
Yes, the battery—as the main component of an electric car—is included in the insurance coverage. Damage caused by accidents, fire, floods, or theft is covered (in accordance with PSAKBI provisions). However, damage due to natural wear and tear, overuse, or misuse is excluded from the coverage.
Check out the full guide to filing a car insurance claim with Roojai!