Insurance is getting closer to you. To purchase an insurance product, you only need to open a device that is connected to the internet, open a website or app, then immediately scroll to see what various insurance products you can choose according to your needs.
You surely know that currently there are a variety of products and services that can be purchased online. When your monthly salary arrives at your bank account, various online shopping advertisements pop up and make you want to spend. But be careful not to overspend. Make sure you manage your finances wisely.
Well, there’s another thing you can buy online and it’s very important for your life: insurance! Did you know that in this digital era, insurance is not always synonymous with transactions through direct agents? Insurance providers are getting closer to your finger. You only need to open a device that is connected to the internet, then immediately scroll to see what various insurance products you can choose according to your needs.
So, compared to buying insurance traditionally, what are the advantages of buying insurance online? Let’s look at the advantages one by one:
Purchase without compulsion
Maybe you or someone close to you has experienced unpleasant events when interacting with insurance agents. Not infrequently, there are insurance agents who seem to want to force you to buy a certain insurance product even though you don’t need it. With online insurance, you don’t need to meet such an agent. All decisions are in your hands. All the information you need is on the insurance provider’s website so you can study each information in detail.
More affordable premium
The development of digital technology means that many fees can be eliminated, such as commissions for insurance agents. This makes online insurance premiums cheaper than regular insurance premiums. However, don’t worry, the benefits you get are no less great even though the price is cheaper. You can set the online insurance monthly premium according to your income and financial management.
Many choices of insurance benefits
You can get as much information as possible online: product choices and available insurance benefits and coverages. Especially if you don’t only buy insurance for yourself, but also for your beloved family. Maybe you also need more than one type of protection. With online insurance, you can create a combination of online insurance products or benefits according to your needs. In the end, you benefit because you get the best value insurance benefits.
Practical and easy purchase
Simply by opening a laptop or smartphone, then connecting to the internet, you can buy insurance online. Very practical. No need to wait for business hours to make a purchase. You can buy insurance at any time, even at night. You also don’t need to fill out a form on paper or do an MCU (medical checkup), just fill out a few questions on the platform. Very easy, indeed.
Faster buying and claiming process
Like the fashion shopping process in the marketplace, the online insurance purchase process is also fast. Even after having online insurance, the claim process is also fast. All done online. You no longer need to send paper documents when submitting a claim. All communication between you and the insurance company is also done online. Don’t worry about your claim not being processed. You can check the progress of claims online and in real time.
Safer purchase
Your data does not need to be submitted to an intermediary such as an agent because you fill it out online by yourself. This means that the online insurance purchase process is safer. However, you need to make sure that the online insurance provider is under the supervision of the Indonesian Financial Services Authority (OJK). You can check the ojk.go.id website to make sure whether the insurance provider has been supervised by the OJK. OJK supervision generally means you can trust the online insurance provider.
Call center service
Online insurance providers usually also have a call center. By simply making a phone call or asking the insurance provider to call you, you can get the additional personal advice you need. If you are not sure what product or insurance package to choose, the call center will be able to assist you. Call center assistance can also be relied on when you make your insurance claim.
These seven points show the advantages of online insurance. You can try it yourself and prove it right now here on Roojai Indonesia. Online insurance is indeed an advancement and innovation in the insurance industry that you can use to get protection as needed, such as critical illness health insurance, cancer, heart disease, personal accident insurance or hospital cash plans. The choice is in your hands.
Make health insurance one of the protections in your financial management. If you have health insurance, you don’t have to spend a lot of money when you get sick and need medical treatment. Your finances remain stable so that you can achieve your other financial goals in life. The process of getting covered online is so easy and fast. Prove it to yourself with one of our online health insurance products, such as Hospital Cash Plan, which pays you up to 2 million Rupiah each day you spend in hospital. Check it out!
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